Dojo card machine Ireland: fees and contract 2026
Dojo does serve the Republic of Ireland. Irish rates, rental costs, the €24.95 minimum monthly charge, contract length and who it actually suits.
Card machinesUpdated
Yes, Dojo serves the Republic of Ireland. It trades here as Paymentsense Ireland Limited and was granted an e-money licence by the Central Bank of Ireland in November 2023. There is a dedicated Irish site at dojo.tech/ie.
That needs saying because a lot of Irish coverage still treats Dojo as a UK-only brand. It is not.
What Dojo does not do is publish a euro rate card. Every figure below comes from Dojo’s Irish launch material and independent Irish reporting, and should be confirmed in your own written quote before you sign anything.
Dojo devices in Ireland
Dojo rents terminals rather than selling them.
| Device | Cost | What it is |
|---|---|---|
| Dojo Go | Rental from about €15–€19/month | Flagship handheld: 5in touchscreen, built-in receipt printer, ~10 hour battery |
| Dojo Pocket | Quote only | Compact mobile reader |
| Dojo Wired | Quote only | Countertop terminal on Ethernet |
| PAX A920 | Quote only | Android smart terminal |
All Dojo machines include 4G as well as wifi, so payments keep working when the broadband drops. For a busy café or a beer garden, that is the practical selling point.
Fees and contract
Transaction rates start from 1.3%. In practice Irish merchants are typically quoted around 1.4% + €0.05 on consumer Visa, Mastercard and Maestro, and 1.99% + €0.05 on business cards. Promotional rates as low as 0.99% appear from time to time.
Minimum monthly service charge is €24.95. If your transaction fees for the month come to less than that, you pay €24.95 anyway. This is the single most important number on the page.
Terminal rental is on top, from roughly €15 a month.
Contract is 6 months for businesses under about €150,000 in annual card turnover — roughly €12,500 a month. Above that, Dojo offers a rolling monthly contract you can cancel any time, with custom rates.
PCI compliance is included at no extra charge, which is a genuine saving against AIB Merchant Services at a reported €15 a month.
Payouts
Next day by 10am, seven days a week, including weekends and bank holidays. If your own bank processes transfers at weekends, Saturday’s takings can be with you Sunday morning.
This is the best payout arrangement of any Irish merchant account. Square, BOIPA and Elavon all settle next working day, which means Friday and Saturday trade sits until Monday.
Who it suits
A busy, consistent, in-person business. Cafés, pubs, restaurants, takeaways, barbers, garages — anywhere doing steady volume seven days a week.
The rough crossover is around €7,000 a month in card turnover. Below that, the €24.95 minimum plus €15 rental means SumUp or Square pay-as-you-go is usually cheaper. Above it, Dojo’s percentage advantage starts to compound.
Weekend trade tilts it further. If a large share of your week happens Friday to Sunday, seven-day settlement is worth real money in working capital.
Honest downsides
No published euro pricing. You cannot compare Dojo before speaking to sales, which is the opposite of how SumUp, Square and Revolut work. Anyone quoting you exact Dojo Ireland rates from a web page is estimating.
The €24.95 minimum punishes seasonality. A seasonal business — a beach café, a festival trader, anything closed in January — pays €24.95 plus rental in every dead month. Over a quiet winter that is real money for nothing.
Six-month contract for smaller merchants. Modest, but it is a commitment, and it is more than the zero you get with SumUp or Square.
Rates are quoted, not fixed. “From 1.3%” is a floor. Independent Irish reporting puts typical quotes between 1.6% and 2.5% depending on volume and card mix, which is a wide spread. Get the number in writing.
Frequently asked questions
Is Dojo available in Ireland?
Yes. Dojo operates in the Republic of Ireland as Paymentsense Ireland Limited, holding a Central Bank of Ireland e-money licence granted in November 2023, with an Irish site at dojo.tech/ie.
How much does a Dojo card machine cost per month in Ireland?
Terminal rental starts at roughly €15 a month, plus a minimum monthly service charge of €24.95. So the realistic floor is about €40 a month before you take a single payment. Exact figures are quote-only.
What is Dojo’s transaction fee in Ireland?
Advertised from 1.3%. Irish merchants are commonly quoted around 1.4% + €0.05 on consumer cards and 1.99% + €0.05 on business cards, with typical all-in rates reported between 1.6% and 2.5% depending on volume.
How long is a Dojo contract?
Six months for businesses under about €150,000 in annual card turnover. Above that, a rolling monthly contract cancellable at any time.
Is Dojo cheaper than SumUp in Ireland?
Only above roughly €7,000 a month in card turnover, and it depends on your average transaction size. Below that, SumUp’s zero fixed costs usually win, because Dojo charges €24.95 plus rental whether you trade or not.